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Terms & Conditions

Effective Date: January 2026

1. Introduction

This website (olivermarriott.co.uk) is owned and operated by OGMTRADING Ltd (“we,” “us,” or “our”). By accessing this site, purchasing any products, or using any services, you agree to be bound by these Terms & Conditions and our Privacy Policy.

We may update these terms at any time. Continued use of the site after changes are posted constitutes acceptance.

2. Intellectual Property

All materials, digital products, templates, and content on this site are owned by OGMTRADING Ltd or licensed to us. You may not copy, distribute, reproduce, or modify any material without prior written permission.

You may:

  • Download personal-use copies of free or paid resources

  • Use tools internally in your contracting or financial workflows

You may not:

  • Share, resell, or redistribute our digital products

  • Use our brand, materials, or frameworks in derivative work

3. Your Responsibilities

You agree to:

  • Use the site for lawful, personal purposes only

  • Provide accurate information when signing up or purchasing

  • Respect any license terms of purchased products

  • Maintain confidentiality of your login details (if applicable)

4. Online Payments

All payments are processed securely via third-party processors (e.g. Stripe). We do not store your credit card information.

You agree to be financially responsible for all purchases made through the site under your name or account.

5. Refund Policy

Each digital product or service specifies its refund policy on the sales page. For example:

  • Contractor Essentials Toolkit: 7-day refund policy

  • Contractor Launchpad Course: 14-day refund (subject to early access terms)

To request a refund, email: info@olivermarriott.co.uk

6. Disclaimer

All information provided on this site is for educational purposes only.

We are not financial advisers, accountants, or tax professionals. Nothing on this site constitutes personal financial, investment, legal, or tax advice. You are responsible for your own decisions and outcomes.

OGMTRADING Ltd does not guarantee any specific financial results or earnings.

7. Limitation of Liability

We shall not be held liable for any direct, indirect, incidental, or consequential damages arising from use of this site or our digital products.

Use of this site and its content is at your own risk.

8. External Links

We may link to third-party websites or tools. We are not responsible for the content, accuracy, or privacy practices of those external sites.

9. Community & Conduct (If applicable)

If we include a private group, course portal, or community area, we expect respectful behaviour. We reserve the right to remove access from any user for inappropriate conduct without a refund.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales.

11. Contact

For questions, support, or refund requests, contact:

info@olivermarriott.co.uk